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Empowering Sex workers, Escorts, and Adult Workers

Welcome to SW Friendly Accountants

Friendly accountants who understand your world...

SW Friendly Accountants is a UK-based specialist accounting firm providing confidential, non-judgmental tax and bookkeeping support for sex workers, escorts, adult content creators, and professionals working across the adult industry.

We support self-employed individuals and small businesses with Self Assessment, bookkeeping, tax planning, VAT, and Making Tax Digital (MTD) compliance, delivering our services remotely to clients across the UK.

Our team understands the unique financial and privacy needs of the adult industry and offers clear, professional guidance to help clients stay compliant with HMRC, reduce tax legally, and feel confident their finances are handled with discretion and respect.

You’ll find no judgment here - just clear guidance, practical support, and a deep understanding of how your work and income really function.

Why Choose
SW Friendly Accountants

Hi, I’m Beth.

I’ve worked in payroll and tax since leaving school and hold qualifications from CIPP, AAT, and CIPD. Over the years, I’ve supported clients from all walks of life — including those in industries that aren’t always fully understood by traditional accountants.

I know how important it is to have someone you can trust with your finances — someone who’s professional, discreet, and never judgmental. My role is to help you feel confident about your money, stay compliant, and find simple, stress-free ways to manage your business.

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No awkward conversations
No assumptions
Just friendly, practical support that fits your world.

Debanked Form

Have you been Debanked?

More and more people working in the adult and erotic sectors are being “debanked” having their accounts closed or applications refused without warning. It’s unfair, stressful, and often misunderstood. YOU have rights

Our free guide breaks down what Debanking is, why it happens, and what you can do if it affects you.

"Because you deserve an accountant who understands your world - without judgment,
with complete discretion, and with your
success at heart"~ Beth

FAQ'S

Do sex workers need to register as self-employed in the UK?

Yes. Most sex workers and adult content creators in the UK are classed as self-employed and must register with HMRC, submit an annual Self Assessment tax return, and pay Income Tax and National Insurance on their profits.

What expenses can sex workers and adult content creators claim?

Allowable business expenses may include advertising, platform fees, costumes, makeup, photography, website costs, accounting fees, home office costs, travel for work, and professional subscriptions, provided they are wholly and exclusively for business use.

Is my information kept confidential?

Yes. SW Friendly Accountants provides fully confidential, non-judgmental accounting services. Client data is handled securely in line with UK data protection regulations, and your profession is treated with the same privacy and respect as any other business.

Do OnlyFans and online creators have to pay tax in the UK?

Yes. Income from platforms such as OnlyFans, Fansly, and similar sites is taxable in the UK and must be declared to HMRC through Self Assessment if you are self-employed.

How does Making Tax Digital affect self-employed workers?

From April 2026, Making Tax Digital for Income Tax will require many self-employed individuals and landlords to keep digital records and submit quarterly updates to HMRC using compatible software instead of filing just one annual tax return.

Can you help with tax planning and reducing my tax bill?

Yes. SW Friendly Accountants provides tax planning to help clients claim all allowable expenses, use available reliefs, and structure their finances efficiently while remaining fully compliant with HMRC.

Do you work with clients across the UK?

Yes. We are a UK-based firm offering remote accounting services nationwide, supporting clients in England, Scotland, Wales, and Northern Ireland.

What services do SW Friendly Accountants provide?

We provide Self Assessment, bookkeeping, VAT, tax planning, Making Tax Digital compliance, and general accounting support for self-employed individuals and adult industry professionals.

Ready to chat?
Drop us a message.  Everything you share is completely confidential. No judgment, no jargon, just friendly advice that fits your world.

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